:root{--navy:#0a2440;--navy-2:#123758;--blue:#275b85;--teal:#18817d;--teal-dark:#126d6a;--ink:#183246;--muted:#5c7182;--line:#d8e3ea;--pale:#f1f6f8;--white:#fff;--shadow:0 18px 50px rgba(10,36,64,.10);--radius:18px;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65}img{max-width:100%;height:auto}a{color:var(--teal-dark);text-underline-offset:3px}a:hover{text-decoration-thickness:2px}h1,h2,h3{color:var(--navy);line-height:1.15;letter-spacing:-.02em;margin:0 0 .7em}h1{font-size:clamp(2.55rem,6vw,5.15rem);max-width:14ch}h2{font-size:clamp(1.8rem,3.4vw,3rem)}h3{font-size:1.25rem}p{margin:0 0 1.1rem}address{font-style:normal}.container{width:min(calc(100% - 2rem),var(--max));margin-inline:auto}.narrow{max-width:820px}.skip-link{position:fixed;left:1rem;top:-5rem;background:var(--navy);color:#fff;padding:.75rem 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rgba(10,36,64,.12))}.transparency-note{margin-top:1.5rem;padding-left:1rem;border-left:3px solid var(--teal);font-size:.88rem;color:var(--muted)}.section{padding-block:clamp(4rem,7vw,7rem)}.section-tint{background:var(--pale)}.section-navy{background:var(--navy);color:#dce7ef}.section-navy h2,.section-navy h3{color:#fff}.section-navy .eyebrow{color:#72d2cc}.page-hero{padding-block:clamp(4.5rem,8vw,7rem);background:linear-gradient(135deg,#edf5f7,#fff)}.page-hero.centered{text-align:center;min-height:60vh;display:grid;align-items:center}.page-hero.centered h1{margin-inline:auto}.page-hero.centered .lead{margin-inline:auto}.split-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(2rem,7vw,6rem);align-items:start}.card-grid{display:grid;gap:1.2rem}.card-grid.two{grid-template-columns:repeat(2,1fr)}.card-grid.three{grid-template-columns:repeat(3,1fr)}.card-grid.four{grid-template-columns:repeat(4,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.65rem;box-shadow:0 10px 30px rgba(10,36,64,.05)}.card h2{font-size:1.45rem}.icon-box{width:42px;height:42px;border-radius:10px;background:#e5f3f3;color:var(--teal-dark);display:grid;place-items:center;font-weight:850;margin-bottom:1.2rem}.notice,.disclaimer-box{margin-top:1.5rem;padding:1.2rem 1.35rem;border:1px solid #bddbd9;border-left:5px solid var(--teal);border-radius:12px;background:#f7fbfb}.panel,.contact-card,.form-card,.status-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:clamp(1.5rem,4vw,2.4rem);box-shadow:var(--shadow)}.check-list{list-style:none;padding:0;margin:0;columns:2}.check-list li{break-inside:avoid;position:relative;padding:.35rem 0 .35rem 1.7rem}.check-list li:before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:900}.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin-top:2rem}.steps-grid article{border-top:1px solid #3f5b72;padding-top:1.2rem}.steps-grid span{display:inline-grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--teal);color:#fff;font-weight:800;margin-bottom:1rem}.section-heading-row{display:flex;justify-content:space-between;align-items:end;gap:2rem}.text-link{font-weight:750}.text-link.light{color:#b5eeea}.process-list{display:grid;gap:1rem;margin-top:2rem}.process-list article{display:grid;grid-template-columns:70px 1fr;gap:1.2rem;padding:1.5rem;background:#fff;border:1px solid var(--line);border-radius:14px}.process-list span{font-size:1.6rem;font-weight:850;color:var(--teal)}.cta-panel{display:flex;justify-content:space-between;align-items:center;gap:2rem;padding:clamp(1.7rem,5vw,3rem);border:1px solid var(--line);border-radius:var(--radius);background:linear-gradient(135deg,#fff,#eff7f7);box-shadow:var(--shadow)}.status-card{display:flex;gap:1rem}.status-dot{flex:0 0 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.9rem;border:1px solid #afc1ce;border-radius:9px;background:#fff;color:var(--ink);font:inherit}input:focus,textarea:focus,select:focus{outline:3px solid rgba(27,138,134,.17);border-color:var(--teal)}.checkbox{display:flex;align-items:flex-start;gap:.7rem;margin-top:1.2rem;font-weight:500!important}.checkbox input{width:20px;height:20px;margin:.2rem 0 0;flex:0 0 auto}.form-note{margin:1.3rem 0;font-size:.9rem;color:var(--muted)}.honeypot{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.pics{margin-top:2rem;padding-top:1.5rem;border-top:1px solid var(--line);font-size:.88rem;color:var(--muted)}.pics h3{font-size:1rem}.legal-content{max-width:850px}.legal-content h2{font-size:1.45rem;margin-top:2.2rem}.legal-content li{margin:.4rem 0}.updated{font-size:.9rem;color:var(--muted)}.success-icon{width:74px;height:74px;border-radius:50%;display:grid;place-items:center;margin:0 auto 1.5rem;background:#dcf3ef;color:var(--teal-dark);font-size:2rem;font-weight:900}.error-code{font-size:clamp(4rem,12vw,8rem);line-height:1;font-weight:900;color:#d5e4e9;margin-bottom:.5rem}.site-footer{background:#071b2e;color:#c8d6df;padding-top:4rem}.site-footer a{color:#d9f5f2}.footer-grid{display:grid;grid-template-columns:1.25fr .8fr 1fr;gap:3rem}.footer-brand{color:#fff}.footer-summary{max-width:48ch;margin-top:1.2rem}.footer-heading{color:#fff;font-size:1rem;text-transform:uppercase;letter-spacing:.08em}.footer-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.4rem 1rem}.footer-bottom{border-top:1px solid #264056;margin-top:3rem;padding:1.3rem 0;font-size:.85rem}.footer-bottom p{margin:0}@media(max-width:980px){.menu-toggle{display:block}.primary-nav{position:absolute;left:0;right:0;top:78px;display:none;align-items:stretch;flex-direction:column;gap:0;padding:1rem;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}.primary-nav.open{display:flex}.primary-nav a{padding:.8rem 1rem}.hero-grid,.split-layout,.contact-grid{grid-template-columns:1fr}.hero-visual{max-width:680px;margin-inline:auto}.card-grid.four,.steps-grid{grid-template-columns:repeat(2,1fr)}.card-grid.three{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>section:first-child{grid-column:1/-1}}@media(max-width:640px){h1{font-size:2.55rem}.container{width:min(calc(100% - 1.25rem),var(--max))}.hero-grid{padding-block:4rem}.hero-visual{display:none}.card-grid.two,.card-grid.three,.card-grid.four,.steps-grid,.form-grid,.footer-grid{grid-template-columns:1fr}.footer-grid>section:first-child{grid-column:auto}.check-list{columns:1}.cta-panel,.section-heading-row{align-items:flex-start;flex-direction:column}.button-row,.button{width:100%}.process-list article{grid-template-columns:1fr}.process-list span{font-size:1.2rem}.site-header .brand small{display:none}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}